1. Definitions

1.1 “AFTEL” refers to our company, its website, and its services.
1.2 “User” refers to any individual or entity accessing our website or utilizing our services.
1.3 “Services” include trade facilitation, project financing, design, and consulting provided by AFTEL.

2. Use of Website

2.1 Eligibility: Users must be 18 years or older to use this website.
2.2 Content Usage: Content on this website is for informational purposes only and may not be reproduced without our permission.
2.3 Prohibited Activities: Users must not engage in unauthorized activities such as data mining, hacking, or any other actions that compromise the integrity of our website.

3. Services

3.1 Scope of Services: AFTEL provides services as outlined on our website, subject to agreements made with clients.
3.2 Third-Party Services: We may collaborate with third-party providers, but we are not responsible for their actions or omissions.
3.3 Modification of Services: AFTEL reserves the right to modify or discontinue any service at any time without prior notice.

4. Intellectual Property

4.1 Ownership: All content, including text, graphics, and logos, is the intellectual property of AFTEL and is protected by copyright laws.
4.2 Limited License: Users are granted a non-exclusive, non-transferable license to access and use our content for personal or informational purposes only.

5. Privacy

5.1 Data Collection: By using our website, you agree to our collection and use of your information as outlined in our Privacy Policy.
5.2 Confidentiality: AFTEL will not disclose user information to third parties without consent unless required by law.

6. Limitation of Liability

6.1 No Warranties: AFTEL provides its website and services “as is” and makes no guarantees regarding accuracy, reliability, or availability.
6.2 Exclusions: AFTEL is not liable for indirect, incidental, or consequential damages arising from the use of our website or services.

7. Indemnification

Users agree to indemnify and hold harmless AFTEL, its employees, and affiliates from any claims, damages, or liabilities arising from their use of our website or services.

8. Termination

AFTEL reserves the right to terminate or suspend access to its website or services for violations of these Terms without prior notice.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the USA, Africa, and Asia without regard to conflict of law principles.

10. Changes to Terms

AFTEL may update these Terms at any time. Changes will be effective immediately upon posting. Users are encouraged to review these Terms periodically.